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US Retirement Balances Hit Record Highs as 401(k) Millionaires Surpass 769,000

US Retirement Balances Hit Record Highs as 401(k) Millionaires Surpass 769,000

Boston, Thursday, 3 September 2026.
Strong second-quarter stock gains pushed average 401(k) balances to a record $155,800 and created 769,000 account millionaires, even as 19.5% of workers tapped loans to handle inflation.