SoFi Achieves Record Q3 2025 Revenue of $962 Million
San Francisco, Tuesday, 28 October 2025.
SoFi Technologies reports a remarkable Q3 2025 with $962 million net revenue, 35% increase in members to 12.6 million, and a 36% rise in product offerings to 18.6 million.
Impressive Financial Performance
SoFi Technologies, Inc. (NASDAQ: SOFI) announced its third-quarter 2025 financial results, reporting a record net revenue of $962 million. This marks a significant achievement for the company, reflecting a 38% increase in adjusted net revenue to $950 million. The company also reported an adjusted EBITDA of $277 million, up 49% from the previous year, underscoring the robust growth trajectory of SoFi’s financial metrics [1].
Surge in Membership and Product Growth
In addition to financial gains, SoFi experienced a notable expansion in its customer base, with membership numbers reaching 12.6 million, marking a 35% increase. Furthermore, SoFi’s product offerings grew by 36%, totaling 18.6 million. These metrics highlight the company’s successful strategy of diversifying and expanding its digital financial services platform, which includes lending, investing, and other financial solutions [1][2].
Strategic Outlook and Future Projections
Following these positive results, SoFi’s management raised their guidance for the remainder of 2025. They anticipate adding at least 3.5 million new members, achieving $3.54 billion in adjusted net revenue, and reaching $1.035 billion in adjusted EBITDA. The company continues to focus on innovation, with investments in AI, crypto, and blockchain technologies to enhance user experience and financial product offerings [1][3].
Market Reactions and Analyst Expectations
The stock market has responded positively to SoFi’s strong performance, with the company’s stock rallying approximately 95% year-to-date. Analysts have assigned an ‘Outperform’ rating to SoFi’s stock, with price targets ranging from $18 to $31. Despite some concerns about valuation, the company’s growth in rate-sensitive areas and robust financial performance continue to support a favorable outlook among investors [4][5].