UniCredit's Profit Soars: A Borsa Italiana Stock Overview

2026-02-09 companies

Milan, Monday, 9 February 2026.
UniCredit (UCG:BIT) stock is under scrutiny on the Borsa Italiana following a record €10.6 billion profit in 2025, up 14%. The bank targets €13 billion profit by 2028 and plans shareholder distributions of €30 billion over three years.

2025 Financial Highlights

UniCredit S.p.A. (UCG:BIT) reported a record net profit of €10.6 billion for 2025, a 14% increase year-over-year [3]. The return on tangible equity (RoTE) for the full year was 19.2%, marking a 1.5 percentage point increase from 2024 [3]. The group’s net revenues reached €23.9 billion in 2025, a 1.4% decrease compared to the previous year; this includes a net interest income of €13.7 billion and €8.7 billion in fees and net insurance results [7]. Loan loss provisions amounted to €0.7 billion [7].

Revenue and Income Analysis

UniCredit’s 2025 net interest income decreased by 4.3% compared to 2024 [7]. However, fees and net insurance income increased by 5.6% to €8.7 billion [7]. Trading income experienced a decrease of 32.6%, settling at €1.1 billion [7]. Dividends more than doubled, reaching €980 million, driven by equity consolidation in Commerzbank AG and Alpha Bank S.A. [3].

Strategic Outlook and Targets

Under its ‘UniCredit Unlimited’ plan, the bank aims for a net profit of approximately €11 billion in 2026 and €13 billion by 2028, which represents a compound annual growth rate of 7% [3]. The bank’s management expects the return on tangible equity to exceed 23% by 2028, with double-digit growth in both earnings and dividends per share [3]. UniCredit is targeting net revenues above €25 billion in 2026 and approximately €27.5 billion in 2028, alongside a cost/income ratio of approximately 36% in 2026 and 33% in 2028 [7].

Stock Performance and Analyst Views

As of February 6, 2026, UniCredit’s stock (OTCMKTS:UNCRY) was priced at $43.78, which is an increase of $1.13 or 2.65% [8]. Since the beginning of the year, UNCRY shares have risen by 5.5%, trading at $43.78 as of February 5, 2026 [8]. The consensus rating for UniCredit stock is ‘Buy,’ with an average target price of €76.42, suggesting a potential spread of +3.35% [6]. The bank’s next earnings were estimated for today, February 9, 2026 [8].

Sources

unicredit stock borsa italiana