Huntington Bancshares Reports Strong Q3 2025 Earnings
Columbus, Friday, 17 October 2025.
Huntington Bancshares posted a Q3 2025 profit of $629 million, surpassing Wall Street’s expectations with a $0.41 EPS. Revenue was $3.23 billion, exceeding forecasts by $0.17 billion.
Key Financial Metrics and Performance
Huntington Bancshares Inc. (NASDAQ: HBAN) reported a notable profit of $629 million for the third quarter of 2025, surpassing Wall Street’s expectations with an earnings per share (EPS) of $0.41, whereas analysts had anticipated $0.38 per share [1][2]. The bank’s revenue reached $3.23 billion, exceeding forecasts by $0.17 billion, and its net interest income was reported at $2.15 billion, which was higher than the $2.06 billion expected by analysts [2][3].
Strategic Financial Growth
The substantial increase in net interest income, up by 11% from the previous year, and a 33% rise in noninterest income from the prior quarter underscores Huntington’s strategic focus on fee-based income and loan growth [1][4]. The company also saw its average total loans and leases grow by $2.8 billion from the prior quarter, a 2% increase, and by $11.4 billion from the year-ago quarter, marking a 9% rise [1]. This expansion was largely driven by a $2.0 billion increase in average commercial loans and a $794 million increase in average consumer loans from the previous quarter [1].
Strengthening Financial Position
Huntington Bancshares also reported improvements in its capital ratios, with the Common Equity Tier 1 (CET1) risk-based capital ratio rising to 10.6% from 10.5% in the prior quarter, and the tangible common equity (TCE) ratio increasing to 6.8% from 6.6% [1]. These metrics reflect the bank’s strengthened financial position and its ability to support future growth initiatives. Furthermore, the bank’s nonperforming asset ratio decreased by 3 basis points from the previous quarter, indicating improved asset quality [1].
Outlook and Market Position
Looking ahead, Huntington Bancshares is well-positioned for continued growth, supported by its strategic investments and disciplined execution of core strategies, as highlighted by Chairman, President, and CEO Steve Steinour [1]. The company’s upcoming combination with Veritex Holdings, Inc., scheduled for October 20, 2025, is expected to further enhance its market position [1][5]. Additionally, Huntington Bancshares’ recognition as the top non-captive regional lender in the 2025 J.D. Power U.S. Dealer Financing Satisfaction Study reinforces its strong market presence and customer satisfaction [1].